Crops, Livestock, Programming

Ag Liens, Loans and Leases Workshop

One of the most common agricultural related questions our office receives is on cropland leases. If you have any questions similar to this, you are welcome to attend a free workshop on Ag Liens, Loans, and Leases.   The workshop will be held in Davenport, (December 13, 2017) at the Community Center. A lunch will be provided.  The workshop runs from 10:00 am to 2:30 pm.  There is no charge for the workshop.  To register (and for questions) call the Rural Response Hotline at 1-800-464-0258. For an accurate meal count please RSVP by Dec. 8th.

What the workshop is about?money bag.jpg

  • Liens – Nebraska’s statutory agricultural liens, from the producer’s perspective:  What are they?  How do they work? These are liens that give creditors rights in certain property, such as crops, feed and livestock, to secure payment of obligations for goods or services, such as seed, fertilizer, ag chemicals, petroleum products, veterinary assistance, cattle care, harvest work and machine repair.  The discussion will focus on identifying the liens and understanding how they work from the producer’s perspective.
  • Loans– The presentation will provide producers with an inside look at “What your lender is looking for.” The impact of Collateral, Cash Flow, Credit Score, Character and Trends on loan applications.  A brief overview of Balance Sheets, Trend Sheets and Ratio Analysis will also be included.
  • Leases– The importance of lease communications between the landlord and tenant and useful lease provisions will be discussed, along with highlights of current lease rates and trends in Nebraska.

This workshop is being presented by:

  • Joe Hawbaker, Agricultural Law attorney, with Hawbaker Law Office, Omaha
  • Dave Goeller, Agricultural Finance and Transition Specialist
  • Alan Vyhnalek, UNL Ag Economics, Extension Educator for Farm/Ranch Succession

This workshop is made possible by the North Central Risk Management Education, Nebraska Network for Beginning Farmers & Ranchers, the Farm and Ranch Project of Legal Aid of Nebraska, National Institute of Food and Agriculture, Nebraska Department of Agriculture’s Next Gen, Nebraska Farmers Union Foundation, Nebraska Extension- Thayer Co.

Meal sponsors include Cornerstone Bank- Davenport & Bruning State Bank.

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